It starts with a conversation,
home loans made easy.

 With over 5,000 Familes Served, and over 1 Billion in Fundings,
I am determined to make your mortgage experience the best you’ve ever heard of!

Who Is Frank Salazar?

With over 5000 families served and 1 Billion in funded loans, mortgage lender Frank Salazar and the GEM MORTGAGE TEAM continues to be the winning choice for hundreds of families. Considering our year in and out volume, we continue to meet your deadlines while still maintaining a transparent relationship with our Realtors, Clients, Escrow Companies and Title Companies. CLOSING EARLY IS THE GOAL!

– One of Ventura County’s 5 Star customer service mortgage lenders 
– Scotsman Guide Nationwide TOP 10% RANK mortgage lenders
– 20 Years of client services and home loan experience
– In House Underwriting Makes all the difference

Ready to get started today?
Take the first step!

Home Loans

Conventional fixed rate loans are offered up to a 30 year term. The fixed rate and payments are fixed for the life of the loan dependent upon the term.

VA Loans

VA homes are available to help veterans, active duty military, National Guard, reservists, and surviving spouses to afford the homes they deserve. The Department of the Veterans Affairs determines the eligibility dependent upon the length and type of service by the service member.


Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing your home loan using this calculator, or contact us directly.

FHA Loans

Many first time homeowners are choosing to consider FHA insured loan programs which can permit an easier time to qualify for a mortgage loan with as little as 3.5% down payment limiting your upfront costs.

Join the team.

Learn from the top producing team in the Ventura County.
We are always looking for ambitious team members.

Recent reviews on our Success Team.
Frankly, we are the best in mortgage lending!

​ ​ ​

How to be a top
producing loan agent.

We are working on a program for those wanting to lean more about our team strategies.
Get on the list and become part of Frank Salazar’s Success Team!